Structured Credit Investor

  In the sophisticated arena of structured finance, the mortgage securitisation market remains a central mechanism for distributing housing-related credit risk to institutional investors. By transforming pools of mortgage loans into tradeable securities, the market enhances liquidity, broadens funding channels, and supports real estate financing across developed and emerging economies. As an integral theme covered by Structured Credit Investor , this market continues to evolve through structural innovation, regulatory recalibration, and investor demand shifts. Market Fundamentals and Structural Composition The mortgage securitisation market relies on a time-tested process. Lenders aggregate mortgage loans—either residential ( RMBS ) or commercial (CMBS)—and transfer them to special purpose vehicles (SPVs), which issue securities backed by the loan cash flows. These securities are tranched according to risk and yield, providing investors with differentiated exposure from sen...